Looking to Buy a Home in Lagos? Let’s Find Your Winner.
From first viewings to final signatures — I’ll guide you through every step of buying property in Lagos Portugal, with honest advice and local know-how.
💛 Why Buying a Home in Lagos Portugal With Me Feels Different
Buying a home in Lagos Portugal is a big step – and with the right guidance, it doesn’t have to be overwhelming. Whether you’re relocating or buying a home in Lagos Portugal as an investment, I’ll help you cut through the noise and make you feel supported from start to finish. But it’s not just about finding the right property… it’s about having the right person on your side. That’s where I come in.
I know the ropes – and how to untangle the knots. My job is to take the pressure off your shoulders. I remove the stress, the time-wasting, the uncertainty… and I replace it with peace of mind, honest advice, and a result that feels just right for you.
🛋️ What You Get When You Buy With Me:
Honest advice and deep market knowledge Hand-picked property matches (no spammy listings) Support with every step – viewings, negotiation, legal, mortgage, currency exchange, architects, builders Access to any property on the market (including listings from other agents or developers) Broad partner network across Portugal – so no location or listing is off-limits Personal WhatsApp access for updates & check-ins My full commitment to making you feel heard, safe, and fully looked after
📣 What Buyers Say
“Natascha listened intently to our ideas, plans and wishes, and then said she knew the right property for us. And right she was. Her personal touch proved invaluable.”
— Ruud S., Portugal
“She helped us every step of the way – even after the sale was done. Highly recommend for anyone interested in buying a home in Lagos, Portugal.”
— Helen & Vince Fawcett, UK
🧭 First Time Buying in Portugal?
If this is your first time buying a home in Lagos Portugal, I’ll walk you through every step with clarity, calm, and no pressure. From explaining how the process works here to connecting you with trusted legal and mortgage pros, I’ve got you covered.
Let’s make your Algarve move smooth – and even a little fun.
📍 Area Know-How
I specialise in Lagos and surrounding areas – including Meia Praia, Porto de Mós, Praia da Luz, and the historic town centre. If you’re buying a home in Lagos Portugal, it helps to understand the vibe of each neighbourhood – from beachy to historic, walkable to peaceful. I’ll help you get to know the neighbourhoods, the pros and cons, and what to expect when living or investing here.
✍️ Personal Note
This isn’t just a transaction. It’s a personal investment, a lifestyle shift, a commitment – and I respect that. My promise? You’ll never feel rushed or left in the dark. You can count on me to be your steady guide, your sounding board, and your boots on the ground.
I don’t just open doors. I help you feel at home. Whether you’re looking for something mild, medium, or spicy – we’ll find your winner together.
🤝 Trusted partners to support your purchase
Buying in Portugal is smoother with the right people beside you. Here are our tried, tested and trusted partners in Lagos.
💱 Currency Exchange
When purchasing in Portugal, timing your transfers can make a real difference.
We partner with Smart Currency Exchange to help buyers save on international
transfers and protect rates.
🏦 Mortgages & Insurance
Need financing or insurance in Portugal? Our recommended partners provide English‑first service and quick turnarounds.
⚖️ Our panel of legal experts in Lagos
A successful purchase needs clear legal guidance. Meet our tried, tested and trusted solicitors and lawyers in Lagos.
💬 Let’s Talk Property
Just browsing? Ready to buy? Somewhere in between? I’ll meet you where you’re at – no pressure, just honest help.
📲 Message me on WhatsApp at +351 912 488 155 or tap the green icon bottom-right.
📩 Email: info@lagosrealestatespecialists.com
Frequently asked questions
What are the costs of buying a property in Portugal?
Buying property in Portugal comes with additional costs of around 8–10% on top of the purchase price.
This covers IMT (Property Transfer Tax), stamp duty, notary fees, and registration fees.
If you’re using a mortgage, allow for small bank and valuation charges too.
As your Buyer’s Agent in Lagos Portugal, I’ll give you a clear cost breakdown before you make an offer – no hidden surprises, just full transparency from day one.
You can find the latest IMT (property transfer tax) rates on the Portuguese Tax Authority website.
Do I need a Portuguese NIF number to buy property?
Yes – your NIF (Número de Identificação Fiscal) is your Portuguese tax number, and you’ll need it to buy property, open a bank account, or set up utilities.
If you’re not a resident, don’t worry – I can connect you with trusted professionals who can obtain your NIF remotely within a few days.
It’s a simple step that gets you “property ready” fast and legally compliant.
More details on how NIF numbers work can be found on Portal das Finanças.
Can foreigners buy property in Portugal?
Yes, absolutely – there are no restrictions for foreign buyers in Portugal.
Whether you’re an EU or non-EU citizen, you can buy property in Lagos and across the Algarve in your own name or via a company.
Portugal actively welcomes international buyers, and I’ll guide you through the paperwork, tax numbers, and local professionals needed to complete safely.
From first viewing to final signature, you’re in safe hands.
How long does the buying process take?
From accepted offer to completion, expect around 6–10 weeks.
That includes your promissory contract, legal checks, and signing the deed before a notary.
However, in some cases the purchase can be completed within just a few days. The final deed date can also be extended to suit your situation.
If you’re arranging a mortgage, allow a little extra time for bank approvals.
I’ll keep the process on track and make sure everyone involved – lawyers, sellers, notaries – stays coordinated so there are no surprises. As your Buyer’s Agent, I’ll connect you with the right lender for your circumstances, whether you’re a resident or buying from abroad.
Together, we’ll review rates, loan-to-value options, and the documents you’ll need so you can finance your property confidently and on time.
Can you help me get a mortgage in Portugal?
Yes – I work closely with local mortgage brokers and banks who specialise in helping foreign buyers.
As your Buyer’s Agent, I’ll connect you with the right lender for your circumstances, whether you’re a resident or buying from abroad.
Together, we’ll review rates, loan-to-value options, and the documents you’ll need so you can finance your property confidently and on time.
What does a Buyer’s Agent actually do in Portugal?
As a Buyer’s Agent (a role recognised and regulated by IMPIC – Instituto dos Mercados Públicos, do Imobiliário e da Construção) in Lagos Portugal, I represent you – the buyer – through every part of the property search and purchase process. That means I am basically your eyes and ears in Portugal – I look across all agencies and private listings in the Algarve to find properties that truly fit your needs, rather than just pushing one seller’s listing.
I handle everything from arranging viewings and negotiating the price to guiding you through the legal process with trusted local professionals.
It’s a full-circle service that helps you buy safely and confidently in Portugal’s real estate market.
Do I pay a Buyer's Agent in Portugal directly?
In most cases, no – you don’t pay your Buyer’s Agent in Portugal directly.
When a property is listed through an estate agency, the seller pays the agency commission, and that fee is then shared with the Buyer’s Agent representing you.
So you still get independent advice and full support at no extra cost.
If I’m working on a private or off-market property search (where no listing agency is involved), we’ll agree a small retainer or success fee upfront – always transparent, always discussed in advance.
It’s a straightforward, fair system that keeps your interests protected from start to finish.
Can you help me buy a property in Portugal if I’m not living there?
Absolutely. Many of my clients start their property search while living abroad – whether that’s in the UK, Europe or in a completely different time zone.
As a Buyer’s Agent in Lagos Portugal, I handle the full process remotely: virtual viewings, video walk-throughs, digital contracts, and secure power-of-attorney arrangements with trusted local lawyers.
You can explore, shortlist and even reserve your ideal property without setting foot on a plane until it’s time to collect the keys.
It’s a smooth, transparent way to buy in the Algarve – and you’ll have someone on the ground making sure every detail runs exactly as it should.
Why should I use a Buyer’s Agent instead of just browsing online?
Because scrolling through listings at midnight with 27 tabs open isn’t a strategy.
As a Buyer’s Agent in Lagos Portugal, I don’t just show you what’s available – I help you understand what’s worth it.
That means filtering out properties that look great online but don’t stack up in person, comparing true market value, and negotiating the best deal based on local insight.
I also source off-market listings and work with other agents across the Algarve, so you see a full picture of what’s really out there.
It’s the difference between house-hunting and having a professional in your corner who’s genuinely invested in finding your winner.